PODCAST DISCLAIMER:

The views and opinions expressed in each episode are those of the individual contributors and do not necessarily reflect those of the podcast host and team or the owner of this Intellectual Property. This podcast is not an authority on legal advice, and listeners are encouraged to seek professional counsel with regard to their brand, business, and otherwise. The information provided in this podcast is intended for general informational purposes only. While we make every effort to ensure the accuracy and timeliness of the information presented, we cannot guarantee its completeness or reliability. Listeners should use their own discretion and judgment before making any decisions or taking any action based on the information provided in this podcast.

This podcast does not provide legal, financial, or other professional advice. Listeners are advised to seek appropriate professional guidance relevant to their individual circumstances.

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We all hope you enjoy and find value in each episode.

• Please note that we cannot apply the coupon code retroactively.

  • If you cannot find the coupon code area on the checkout, search for “Have a coupon code?” on your page. On Mac, this is command + F, or Ctrl-F on a PC.

• The offer expires at 11:59pm PST, February 28, 2023

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Please read this agreement thoroughly and carefully before booking your retreat. Please read this carefully. This is a legally binding agreement.

This agreement contains important terms and conditions regarding the retreat you are registering including, but not limited to, our rights to postpone, cancel or alter the retreat, our cancellation and refund policies, and a limitation of our liability and other important disclaimers.

If you are registering for the retreat on behalf of other participants, you guarantee that you have the authority to accept and do accept these Terms on behalf of the other participants in your party.

AGREEMENT

The terms and conditions set forth in this agreement constitute the entire understanding and agreement between you the retreat “Participant” and Swift Real Estate Productions LLC (“Staged4more”) with respect to any and retreat bookings, or transactions made with Staged4more.

By registering for the retreat, you accept all of the terms in this agreement and direct us to perform services on your behalf. All retreat registrants must be 21 years of age or older to travel with Staged4more.

Staged4more is not responsible for expenses incurred by Participants in preparing for the retreat (eg. non-refundable advance purchase plane tickets, equipment, etc.) or for any additional arrangements pre- or post-departure date.

The term applies whether the retreat is altered, modified, or canceled by us or by you for any reason.

The 2023 retreat dates are the following:

• Florence, Italy: September 17th-22nd

• Tuscany, Italy: September 24rd-30th

TRAVELER RISK + RESPONSIBILITY

Assumption of Risk. I agree that my participation in the Retreat is voluntary and carries with it certain inherent dangers and risks that can’t be eliminated regardless of the amount of care taken, including personal bodily injury, including permanent disability or death, and property damage. I understand such risks I may encounter include, but aren’t limited to airplane crashes; car, van, bus, boat, ferry, pedestrian or other transportation-related accidents; exposure to illness including COVID-19; and international or domestic terrorist incidents, including bombings, and I agree to assume such risks.

Staged4more acts only as an intermediary for the various independent suppliers that provide lodging, meals, transportation, sightseeing, activities or other goods and services connected with your retreat (“Supplier” or “Suppliers”). You acknowledge that you are aware and clearly understand that these Suppliers are independent contractors, are not managed by Staged4more, and are not agents or employees of Staged4more. A Supplier’s services are subject to the Supplier’s own terms and conditions and the local laws and regulations of the relevant country.

Travelers further agree that they will indemnify and hold Staged4more harmless in respect of any claims arising in connection with the trip made by: i) third parties, which arise from the misconduct of the travelers; ii) the traveler’s family members, dependants or heirs, iii) third parties, which the traveler, their estate, their family members, dependants or heirs have sued, if damages are recovered from such third parties, to the extent the third party obtains any indemnification from Staged4more; except where the loss, injury, death or damage is caused by the reckless or fraudulent conduct on the part of Staged4more, or their employees, guides, shareholders, officers or directors.

Recreational Activities. I understand that when engaging in recreational activities, tours, travel, sports or any other activities during the Retreat that Staged4more assumes no responsibility for my safety or any liability for costs that I may incur, and that I participate in these activities at my own risk.

PAYMENTS

Payments to Staged4more must be paid in full to secure your spot on the retreat.

CANCELLATIONS BY YOU AND REFUNDS

To cancel your attendance, you must email your complete booking details and purpose of cancellation to support (at) staged4more (dot) com.

Cancellation fees will be applied per person according to the schedule set forth in this section, based on the date we receive your written notification, not when you send the email.

For the cancellation fee schedule, please refer to the retreat information /sign up page.

Departure date is the date the retreat begins regardless of the date that you may depart from your location of origin. No refunds will be provided for any reason for unused portion of a retreat once the retreat begins, including if you leave a retreat for any reason or have to be removed from a retreat. The retreat price is a package cost and refunds are not available for services not used.

If you are unable to attend your retreat, you can find a replacement participant to take your place. It is your responsibility to update Staged4more such changes. It is up to you to arrange the change and financial details with the new participant, Staged4more is not responsible for any registration payments lost due to the change.

There are no exceptions to this cancellation and refund policy, including for reasons related to weather, terrorism, civil strife, pandemics, personal, family or medical emergencies or any other circumstances beyond our control. For this and other reasons, we encourage you to purchase trip cancellation and interruption insurance and travel protection (i.e., travel medical insurance and emergency evacuation services). You should consider “no fault” cancellation and discuss this with your insurance provider.

CANCELLATIONS, CHANGES + POSTPONEMENTS BY STAGED4MORE

Staged4more reserves the right to cancel the retreat due to low enrollment. We recommend that you either purchase refundable plane tickets or wait until we have confirmed with you approximately 2 months prior to the retreat that we have a minimum number of Participants. You should consider “no fault” cancellation and discuss this with your insurance provider.

I agree Staged4more reserves the right to cancel the Retreat due to low enrollment or other circumstances which would make the event non-viable. If Staged4more cancels the Retreat, I will be given a full refund. I also understand that Staged4more reserves the right to change, substitute or abandon the posted Retreat itinerary, hotels or means of transportation for any reason at any time because of emergency, changed conditions or Staged4more’s determination that such changes or substitutions are in the best interest of Retreat participants, but such changes will not qualify me for a refund.

Staged4more reserves the right to refuse, block or cancel a retreat at any time, for any reason, at its sole discretion. When your retreat is canceled, then you agree that a full refund of retreat payments made to us will constitute full settlement of any claims you may have against Staged4more or our suppliers, partners, or travel intermediaries.

In the rare event that Staged4more is forced to postpone a retreat for any unforeseen circumstance beyond the reasonable control of Staged4more, such as, but not limited to, acts of nature, war, labor strikes, pandemics, earthquake, flooding, etc., Staged4more will bank 100% of your paid fees as a credit to use for another retreat. You will have the option to travel on your rescheduled retreat date or transfer 100% of your booking amount to travel on another Staged4more retreat.

In some but not all cases and depending on how close to your retreat Staged4more may have to reduce credit due to advanced payment to suppliers. We will use reasonable efforts to recover advanced payment and refund the balance when possible.  However, Staged4more does not guarantee recovery of any or all of the advance payments made, and the use of reasonable efforts to recover these payments will not include the institution of legal proceedings in foreign jurisdictions.

Staged4more reserves the right to cancel any workshop/retreat at any time for any reason, including if there are too few participants, or if the quality of the retreat or the safety of travelers is judged by Staged4more in our sole discretion to be compromised. In such cases, a refund of payment received by Staged4more shall constitute a full and final settlement. Staged4more is not responsible for any loss incurred on account of non-refundable or non-transferable air OR travel tickets.

Please note all refunds take a minimum of 14 days to process.

Travel insurance is highly recommended.

Please read the terms and conditions for attending our retreats thoroughly before you register.

FORCE MAJEURE

Staged4more will not be deemed in breach of this agreement or otherwise liable to you, by reason of delay in performance or nonperformance of any of its obligations under this agreement to the extent that any such delay or nonperformance is due to any Force Majeure.

“Force Majeure” means any circumstances beyond the reasonable control of Staged4more, including without limitation acts of God, terrorist activities, insurrection, explosion, flood, tempest, forceful wind, fire or accident, war or threat of war declared or undeclared, sabotage, civil disturbance, labor strikes, requisition, sickness, quarantine, government intervention, weather conditions, and unforeseen circumstances.

TRAVEL INSURANCE

Travel Insurance. Because life is unexpected, sometimes trips need to be canceled or travelers need to return home sooner than expected. Travel insurance helps to protect against losses I may incur as a result of a change in my travel plans. I acknowledge that Staged4more suggested I obtain travel insurance to cover certain risks inherent in travel, such as supplier bankruptcy, trip interruption or the inability to travel due to a medical or personal emergency. I’m aware that all travel expenses will be subject to the loss of all of the fare, or require the expense of additional money if I elect to change dates or cancel reservations. I agree that Staged4more is not responsible for any injury, damage or loss I may incur if I decline travel insurance.

You acknowledge that travel insurance coverage is not included in the cost of retreat offered by Staged4more and you are required to obtain separate coverage at an additional cost.

We highly recommend you obtain current and adequate travel insurance prior to your travel.

Travel insurance should cover personal injury, medical treatment, repatriation, and evacuation expenses, including helicopter rescue and air ambulance internationally. It is recommended that travel insurance also address personal property and trip cancellation coverage.

Trip cancellation insurance may be the only means of receiving reimbursement for flights and other non-refundable expenses should an Staged4more retreat be cancelled for any reason, whether voluntarily by you or as a result of Staged4more.’s actions.

You are responsible for understanding the specifics of your travel insurance policy, ensuring that your policy covers all optional and included activities listed in the trip itinerary, and ensuring that there are no exclusion clauses (e.g., air delays due to mechanical issues) that would limit the coverage that you might reasonably need.

If you have current health insurance coverage, check your insurance policy to see if it provides the coverage described above while traveling outside your country. It is your responsibility to verify your insurance policy details with your insurance provider. You also agree to assume all costs of medical care, evacuation, transportation, and related costs.

PRE-DEPARTURE DOCUMENTATION

It is important that you carefully read any retreat-related documents that you receive from us by email as soon as you receive them.

It is your responsibility to contact us if any information is incorrect. We cannot accept any liability if you do not notify us of any inaccuracies within thirty (30) days of your receipt of those documents.

TRIP START DATE

It is your responsibility to be ready to embark on the retreat as specified in the itinerary. Staged4more is not responsible for any losses due to canceled or missed flights, changed flight itineraries, late arrivals, or early departures.

CHANGES

Changes made by Staged4more:

Staged4more may modify your itinerary where reasonably required in its sole discretion. If Staged4more makes a change affecting at least one of the full days of the itinerary or which materially affects the character of a product or service in its entirety, Staged4more will provide notice to you as soon as reasonably possible, provided that there is sufficient time to do so before departure.

PASSPORTS AND VISAS

You are responsible for ensuring that all necessary travel documents are valid and effective and in your possession for the entire retreat.

Valid passports are required for travel to most destinations. Please check with the appropriate consulate or embassy for the latest entry requirements. You assume complete and full responsibility for, and hereby release Staged4more from any duty of, checking and verifying any and all passport, visa, vaccination, or other entry requirements of each destination, and all safety or security conditions at such destinations.

Any information provided to you is merely provided as a courtesy and it is your sole responsibility to ensure you have met all travel requirements for each destination in your itinerary. Staged4more is not responsible for delays, changes, or cancellation costs due to incorrect, incomplete or expired traveler documents.

In the event that you must cancel, delay or reschedule your retreat due to expired or missing travel documentation, you are responsible for all associated costs to rectify the situation. If you are unable to join your retreat, you will not be reimbursed or refunded any amounts as per the cancellation terms of Staged4more.

HEALTH REQUIREMENTS AND MEDICAL CARE

Some parts of the retreat may be physically active, with varying levels of demands and fitness requirements depending on the specific itinerary. By making a booking, you represent that you do not have any physical or other conditions that would create a hazard for you or other Participants or affect other people’s enjoyment of the retreat.

We reserve the right in our sole discretion to accept, decline, or remove anyone from a retreat (at departure or during the retreat) who we judge to be incapable of meeting the trip’s physical demands.

In the event any medical care is administered to you during the trip, Staged4more assumes no responsibility for any such medical care provided to you. You are solely responsible for any and all costs of medical care and related transportation, if any, that are provided to you during the trip.

Staged4more does not tolerate drug use of any kind during our trips and strongly encourages responsible alcohol consumption. This policy is in place for your safety and those traveling with you.

Staged4more reserves the right, at your sole expense, to deny participation in an activity or in the remainder of any trip itinerary if you illegally use drugs, alcohol or other banned substances during a retreat.

We want you to have fun and encourage you to take advantage of the local culture, but Staged4more emphasizes your safety as a top priority.

COVID DISCLAIMER (Last updated March 5th, 2023)

While we strive to deliver all aspects of the included itinerary and specific accommodation, due to challenges some vendors may be facing, certain aspects of your Staged4more retreat may be changed according to the situation beyond our control.

In the small chance this does occur, we will work to offer comparable accommodations and/or activities when possible. Thank you for your understanding.

Individuals will be responsible for ensuring they are able to travel to the destination selected.

Countries have various Covid-19 related entry requirements including but not limited to: providing proof you are fully vaccinated, taking a test before entry and after entry etc.

You should be prepared to meet all necessary entry requirements. This may also include wearing masks in all public settings.

In accordance with current COVID guidelines in Italy, proof of vaccination is not required for attendees of our retreats. However, please note that if the COVID guidelines in Italy change, it will be the responsibility of participants to manage any entry requirements.

Staged4more is not responsible for any additional costs related to changes in COVID policies in Italy, and we cannot be held responsible if a participant is unable to attend the retreat due to changes in COVID policies.

For your reference, we’ve included a link to the COVID travel guidelines from the Ministry of Health of Italy: https://www.salute.gov.it/portale/nuovocoronavirus/dettaglioContenutiNuovoCoronavirus.jsp?lingua=english&id=5412&area=nuovoCoronavirus&menu=vuoto. If you are a US citizen, here is the advisory from the US Embassy: https://it.usembassy.gov/covid-19-information/.

We want you to have a safe and enjoyable experience during the retreat, and your health and well-being are important to us.

As we will be in a small group setting, we kindly ask that you keep a close eye on your own health and monitor for any symptoms. In the event that you experience any symptoms during the retreat, please let us know immediately.

We also ask that if you are experiencing symptoms of COVID-19 during the retreat, for the safety of everyone else in the group, please stay in your accommodations and do not participate in any group activities.

In the event that you are unable to participate in any group activities due to COVID-19 symptoms, we will work with you to make up any missed teaching portions of the retreat, to the best of our ability.

If COVID-19 policies in Italy change during the retreat, certain aspects of the retreat may be modified according to the situation beyond our control. In the rare event this occurs, we will work to offer comparable activities when possible. Thank you for your understanding.

You will be responsible for ensuring you are able to travel to Italy and meet all necessary entry requirements, which may include wearing masks in all public settings. Staged4more will not refund any lost trip funds if you are unable to meet the requirements provided by Staged4more or Italy.

If you are concerned about trip cancellation coverage due to COVID-19, we recommend purchasing or upgrading your travel insurance to a “cancel for any reason” plan.

While we will adhere to local COVID guidelines at the retreat, we cannot guarantee that the Participants will not be exposed to COVID. The Participants assume the risk and understand that they may be exposed to COVID as a result of traveling.

TRIP SAFETY AND TRIP ETIQUETTE

You must strictly comply with all local laws, respect local customs and culture, accurately assess your abilities, respect other trip members’ privacy, and follow the suggestions and advice of any assigned guide. The decision of Staged4more, the local guide or local supplier is final on all matters that may threaten the safety or interfere with the well-being of others.

During the retreat, Staged4more or the local guide or supplier has the right in its sole discretion to remove anyone a) who it judges to be incapable of meeting the demands and requirements of participating in the retreat activities; or b) who it determines to detract from others’ enjoyment of the retreat.

By registering for the retreat, you certify your agreement to the following:

• I have chosen a trip that suits my abilities, level of fitness, and state of health.

• I do not have any physical conditions or disabilities relevant to this retreat that could be a hazard to me or other participants’.

• I have a valid passport and all visas, permits, certificates, and vaccinations required for travel.

• I will make sure to communicate any special requests at least 30 days prior to travel. This includes dietary restr
  ictions, medical requirements and room preferences. I also understand that Staged4more will make a reasonable effort to accommodate special requests but cannot guarantee they will be possible.

• I will respect the laws and customs of countries visited.

• I will respect the rights and privacy of other retreat participants.

• I understand that Staged4more reserves the right to refuse service during a retreat to anyone whose health or behavior could impede the welfare or enjoyment of fellow guests. An individual may be asked to leave a retreat if the retreat leader feels that the person’s continuing participation may prove detrimental to the individual or the group.

• I understand access to medical facilities and evacuation services may be limited.

MEETINGS DURING OUR RETREAT

During our retreat, we will be participating in workshops where participants may share sensitive information about their staging businesses. We ask you to:

• Maintain confidentiality on all topics and issues discussed by all participants

• Be a positive voice in the group, provide constructive feedback, avoid negativity and encourage ideas.

• Be kind and generous.

• This is also not a forum to gossip or trash talk about other businesses that are not attending this retreat.

• Ask for permission before using others’ ideas. For example, if someone is developing a service for their staging business, please ask permission if you want to develop a similar project.

• Don’t copy, steal or share other people’s intellectual properties.

• Speak openly and candidly about your successes and challenges.

• Check your ego at the door.

PHOTOGRAPHY RELEASE

I hereby grant Staged4more permission to use my likeness in a photograph, video, or other digital media (“photo”) in any and all of its publications, including web-based publications, without payment or other consideration.

I understand and agree that all photos will become the property of Staged4more and will not be returned.

I hereby irrevocably authorize Staged4more to edit, alter, copy, exhibit, publish, or distribute these photos for any lawful purpose. In addition, I waive any right to inspect or approve the finished product wherein my likeness appears. Additionally, I waive any right to royalties or other compensation arising or related to the use of the photo.

I hereby hold harmless, release, and forever discharge Staged4more from all claims, demands, and causes of action which I, my heirs, representatives, executors, administrators, or any other persons acting on my behalf or on behalf of my estate have or may have by reason of this authorization.

LIABILITY

You agree to defend and indemnify Staged4more and all of its respective owners, members, officers, directors, employees, agents, and successors and assigns from and against any claims, causes of action, demands, suits, proceedings, investigations, losses, damages, fines, penalties, fees, expenses, costs and any other liabilities of any kind or nature including but not limited to reasonable legal and accounting fees, arising out of or related to: 1) Your breach of this Agreement or the documents referenced herein; 2) Your violation of any law, rule, regulation or guideline; 3)Your violation, infringement or misappropriation of the rights of a third party, including without limitation any rights of publicity or privacy; 4) Your use of this Website; 5)Your booking or use of any Products obtained through this Website; or 6) Your negligence or willful misconduct.

You agree to release and forever discharge Staged4more of and from any and all past, present, or future claims, causes of action, damages, costs, expenses or in anyway growing out of or related to participating in the retreat as described herein. You will not hold Staged4more responsible for any accident that may cause injury or death.

You are responsible for any and all of your own belongings and will not hold Staged4more liable for any lost, stolen or broken belongings.

RESPONSIBLE GUEST BEHAVIOR

Participant is responsible for his/her behavior during the retreat and any damages caused to the property. If Participant uses the facilities provided by the property, such as bicycles, they are responsible for returning them in the same condition as when they were received. Participants will be held responsible for any damages caused to the facilities and any equipment provided during the retreat.

GUEST POLICY

Participants who wish to bring a spouse, partner, or friend who is not registered for the masterclasses may do so at an additional cost. Please contact us in advance to discuss the additional costs and to make the necessary arrangements for meals and accommodations.

Please note that most of our retreat rooms are designed for single-occupancy and feature a double, queen, or king-size bed. Therefore, bringing an additional guest may require special arrangements and additional fees. We kindly ask that you inform us in advance of any guests who will be joining you during the retreat.

COMPLAINT PROCEDURE

If you have a complaint during your retreat, you must promptly notify Staged4more or your retreat leader/host of the problem so that they can attempt to remedy the situation and allow you to enjoy the remainder of your trip. While we strive to provide you with a comfortable and enjoyable trip, your notice to Staged4more or its suppliers of a complaint does not mean that we will accept liability or responsibility, and we will evaluate each complaint as it arises. Further, if you attempt to address the problem on your own without using this notice procedure, you assume responsibility for any added costs you may incur and forfeit any potential remedy.

If you are not satisfied after using this notice procedure, you must submit your complaint in writing to Staged4more within fourteen (14) days of the retreat’s end date. However, Staged4more and its suppliers will not accept any liability for claims received after the fourteen day period.

APPLICABLE LAW AND DISPUTE RESOLUTION

Governing Law. California law must be used to resolve disputes over the validity, construction and effect of this waiver, release, assumption of risk and indemnity agreement.

If a dispute arises under this Agreement, the parties agree to first try to resolve the dispute with the help of a mutually agreed-upon mediator in San Mateo County, California. Any costs and fees o
ther than attorney fees associated with the mediation will be shared equally by the parties. If it proves impossible to arrive at a mutually satisfactory solution through mediation, the parties agree to submit the dispute to a mutually agreed-upon arbitrator in San Mateo County, California. Judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction to do so. Costs of mediation, including attorney fees, will be allocated by the arbitrator.

Acknowledgement of Understanding. I acknowledge and agree that I am at least 21 years of age, and have read this waiver, release, assumption of risk and indemnity agreement. I understand it and understand that by signing it, I’m giving up substantial rights, including my right or the right of anyone on my behalf to sue to recover personal injury or property damages. I sign it freely, and by signing this document, I agree to be bound by its terms. I intend this document to be interpreted as broadly as permissible by law.

Mediation. All claims, disputes, and controversies arising out of or in relation to the performance, interpretation, application, or enforcement of this agreement, including but not limited to breach thereof, shall be referred to mediation before, and as a condition precedent to, the initiation of any adjudicative action or proceeding, including mediation.

UPDATING OF TERMS AND CONDITIONS

Staged4more reserves the right to update and/or alter these terms and conditions at any time. It is your responsibility to be familiar with these terms and conditions.

I HAVE READ AND UNDERSTAND THE ABOVE PHOTO RELEASE. I AFFIRM THAT I AM AT LEAST 18 YEARS OF AGE. I ACCEPT THIS RELEASE.

This retreat terms is last updated February 15, 2023.

I give my irrevocable consent and grant Staged4more and its affiliates the right to utilize my name, image, likeness, acts, poses, plays, appearance, movements, and statements in any live or recorded audio, video, or photographic display or other transmission, exhibition, publication or reproduction made of, or at, the event (regardless of whether before, during or after play or performance) for any purpose, in any manner, in any medium or context now known or hereafter developed, including without limitation for commercial or promotional purposes, without further review or authorization from, or compensation to, me or anyone acting on my behalf. I acknowledge that Staged4more or its affiliates shall own the copyright in these audio, video, and photographs.

Welcome to Staged4more®’s home on the world wide web!

Our Programs, Products, and Services are owned and operated by Swift Real Estate Productions, DBA Staged4more (“Company”, “we”, or “us”). The term “you” refers to any purchaser and/or user of any of our Programs, Products and/or Services.

This page describes our terms of use. When you browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Staged4more’s relationship with you in relation to this website.

The term “Staged4more®,” “us,” or “we” refers to the owner of the website whose registered office is 390 Swift Ave, #6, South San Francisco, CA 94080. The term “you” refers to the user or viewer of our website.

Copyrights & Usage

Photos Used on this Site

Unless specified, all photos used on this site are original photos produced by STAGED4MORE® or stock photography. If your photo is used and we have neglected to give you proper credit, please let us know immediately.

Creative Commons License

This work by Staged4more is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License. Any original content created by our company, such as our work, portfolio photos, website copy, blog photos created by us, downloadable informational products such as ebooks, tip sheets, etc. are the intellectual property of our company.

If you would like to re-blog our blogs or photos, please provide a link back to our site www.staged4more.com, a mention and leaving our watermarks intact (if there are any).

If you would like to use our images or content for commercial purposes, please contact us.

Legal actions will be taken against violators. Thank you for your understanding.

Staged4more® & EcoJoe® are registered trademarks of of our company Swift Real Estate Productions.

We take copyright and intellectual property rights very seriously. Any infringements on these rights, such as plagiarising website copy, using our images without attributions, etc., will result legal actions. Under 17 U.S.C. 504, the consequences of copyright infringement includes statutory damages up to $150,000 per image.

We do our best to credit original creators of images or items used in our blog. If we have made an error, please contact us.

The use of this website is subject to the following terms of use:

• The content of the pages of this website is for your general information and use only. It is subject to change without notice.

• Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

• This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. This includes the Staged4more brand, and any possible variations to the Staged4more name, such as Staged-4more, Staged4more Home Stagers, etc. Legal actions will be taken if copyright and infringement of our brand is violated.

• All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

• Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

• From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

• You may not create a link to this website from another website or document without Staged4more’s prior written consent.

If you have any questions, please do not hesitate to contact us.

Our Programs, Products, and Services are owned and operated by Swift Real Estate Productions, DBA Staged4more (“Company”, “we”, or “us”). The term “you” refers to any purchaser and/or user of any of our Programs, Products and/or Services.

These Terms of Use for Programs, Products, and Services (“Terms of Use”) state how you may use our Programs, Products and Services and Program Materials, and their content. Please read these Terms of Use carefully. We reserve the right to change these Terms of Use from time to time.

By using any of our Programs, Products and Services you are agreeing to the Terms of Use as they appear and are legally bound by them, whether or not you have read them. If at any time you do not agree with these Terms of Use, please do not use our Programs, Products and Services.

USE AND CONSENT

By purchasing or using any of our Programs, Products or Services, you agree to abide by these Terms of Use as well as our Disclaimer, Terms and Conditions and Privacy Policy, and any other terms and conditions that may apply, and are you are required to act in accordance with them. Accessing, purchasing or using our Programs, Products, Services or Program Materials, in any manner constitutes use of the Program, Products, Services and Program Materials, and your agreement to be bound by these Terms of Use.

All of our Programs, Products, Services and Program Materials are intended solely for users who are eighteen (18) years of age or older. Any registration by, use of or access to any Program, Product, Service or Program Materials by anyone under age 18 is unauthorized, unlicensed and in violation of these Terms of Use. By accessing or using our Programs, Products, or Services or our Program Materials, you represent and warrant that you are at least 18 years old.

INTELLECTUAL PROPERTY RIGHTS

Our Limited License to You. Our Programs, Products, and Services and all the Program Materials are our property and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws.

The content in our Programs, Products and Services is solely owned by or licensed to us, unless otherwise indicated. This content includes, but is not limited to, the design, layout, look, appearance, graphics of our Program Materials or any other material or aspects of materials provided by us to you. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these Terms of Use.

If you purchase or access any of our Program Materials through our Programs, Products or Services, you will be considered our Licensee. For the avoidance of doubt, all content obtained through us is our property, and you are granted a revocable, non-transferable license for personal, non-commercial use only, limited to you only. This means that you may not use our Programs, Products or Services or the Program Materials in a manner that constitutes an infringement of our rights or in a manner that has not been authorized by us.

You are being granted a limited license to use our Program, Products and Services, and Program Materials with permission and restrictions. This means that when you purchase a Program, Product or Service from our Website or otherwise, you are purchasing the limited right to use the Program Materials in the form that is provided by us to you with certain conditions as specified in these Terms of Use.

You are permitted to use our Programs, Products, Services and Program Materials as follows:

You are permitted to download and/or print free resources from our Website or e-mail correspondence, e-newsletters, or other publicly shared information that are NOT a part of any paid Program, Product or Service for your own personal or business use, but only provided that you give us credit by name, keep intact all copyright and other proprietary notices and, if used electronically, you must include the link back to the Website page(s) from which the information was obtained. You may also download and/or print Program Materials for your own personal use.

However, you are not permitted to share, sell, reprint or republish any other of our Program Materials, including handouts, for resale or mass reproduction purposes for your own business use. Any trademarks, taglines, and logos displayed on Program Materials are trademarks belonging to us. All trademarks reproduced in this Website, which are not the property of, or licensed to us, are acknowledged on the Website. Any use including framing, meta tags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our express written consent, or permission granted herein.

For those trademarks, taglines, and logos for which you are granted permission to use, the trademark indicia must be included at all times. Any marketing or promotional tools and/or Program, Product or Service titles or any other title or information of ours bearing the trademark symbols (™) or ® may not be used by you for any reason without our express written permission.

All rights not expressly granted in these terms or any express written license, are reserved by us.

Information You Are Prohibited from Sharing with Others. As a Licensee, you understand and acknowledge that our Programs, Products and Services and the Program Materials have been created, developed or obtained by us through the investment of significant time, effort and expense, and that this information is a valuable, special and unique asset of ours which needs to be protected from improper and/or unauthorized use.

When you enroll in or purchase our Programs, Products or Services, you agree that you are clearly and expressly prohibited from doing the following:

• You will not copy, share or steal our Programs, Products, Services, or Program Materials, or any parts of them.

• You will not in any way use, copy, adapt or represent any of our Programs, Products, Services or Program Materials in any way as if they are yours or created by you.

• You will not engage in improper and/or unauthorized use of our Programs, Products, Services and Program Materials. Improper and unauthorized use includes but is not limited to modifying, copying, reproducing, republishing, uploading, posting, transmitting, translating, selling, creating derivative works, exploiting, or distributing in any manner or medium (including by email or other electronic means) any Program Materials or any other information accessed or purchased through our Programs, Products or Services, or any other communications provided by us for your own personal use, business/commercial use or in any way that earns you money.

• You will not duplicate, share, trade, sell, or otherwise distribute our Programs, Products, Services or Program Materials to any other person, for their personal use, business/commercial use or in any way that earns them money, whether it was known to you or not at the time that you shared the information that their intention was to use the Pr
  ogram Materials for their own personal use or business/commercial use. This means you cannot share or sell or any part of our Programs, Products and Services or Program Materials to someone else so they can copy and/or use them for their own personal use, business/commercial use or in any way that earns them money. You are the only one granted a limited license to use our Program, Product, Service, and Program Materials.

• You will not violate our intellectual property rights, including copyright and trademark rights. Downloading, printing, or otherwise using our Programs, Products, Services or Program Materials for your own training purposes in no way gives you any copyright, trademark, intellectual property or ownership rights of our Program, Product, Service or Program Materials.

• You will not reprint or republish any part of our Programs, Products, Services or Program Materials for publication or compilation into your own products, programs, services or program materials for your own personal use or business/commercial use or in any way that earns you money.

• You will not use our Programs, Products, Services or Program Materials in a manner that constitutes an infringement of our rights or in a manner that has not been authorized by us through our prior written consent.

• You may not engage in improper and/or unauthorized use of our Program Materials or any other information related to our Programs, Products or Services. Unless otherwise explicitly authorized in these Terms of Use, improper and/or unauthorized use includes but is not limited to modifying, copying, reproducing, republishing, uploading, posting, transmitting, translating, selling, creating derivative works, exploiting, or distributing in any manner or medium (including by email or other electronic means) for commercial use, to any other person in a way that earns them money, any Program Materials or any other information accessed or purchased through our Programs, Products or Services or any other communications provided by us to you promoting or relating to the Programs, Products or Services.

• You understand and agree that engaging in the prohibited use or the improper and/or unauthorized use of our Programs, Products or Services or Program Materials as set forth in these Terms of Use is considered theft and stealing and we retain the right to prosecute theft to the full extent of the law.

• You agree and understand that prohibited use, improper and/or unauthorized use may give rise to a civil claim for damages and/or be a criminal offense.

Limitations on Linking and Framing. You may establish a hypertext link to our Website or Content so long as the link does not state or imply any sponsorship, endorsement by, or ownership by in our Website or Content and does not state or imply that we are have sponsored, endorsed or have ownership rights in your website. However, you may not frame or inline link our Content without our written permission.

Your License to Us. By posting or submitting any material on or through our Programs, Products, Services or Program Materials, such as comments, posts, photos, images or videos or other contributions, you are representing that you are the owner of all such materials and you are at least 18 years old.

When you submit to us or post any comment, photo, image, video or any other submission for use on or through our Website, you are granting us, and anyone authorized by us, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such contributions, in whole or in part, in any manner or medium, now known or developed in the future, for any purpose, and granting us the right to make it part of our current or future Programs, Products, Services and/or Program Materials. This right includes granting us use or exploitation of proprietary rights or intellectual property rights like copyright, trademark, service mark, trade secrets, patent rights or any other of your intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you.

You also grant us, and anyone authorized by us, the right to identify you as the author of any of your comments, posts, photos, images, videos or other contributions by name, email address, or screen name. You acknowledge that we have the right but not the obligation to use and display any contributions from you of any kind and that we may elect to cease the use and display of any such contributions on our Programs, Products, Services and/or Program Materials at any time for any reason whatsoever.

Media Release. By participating in our Programs, Products and Services, and using our Program Materials, including our Facebook community, you consent to photographs, videos, and/or audio recordings that may be made that may contain you, your voice and/or your likeness. In our sole discretion, we reserve the right to use these photographs, videos, and or/audio recordings and/or any other materials submitted by you to us in connection with your participation in our Program, Product or Services in our current or future Programs, Products or Services, and/or our marketing or promotional efforts, without compensation to you at any time, now or at any time in the future.

REQUEST FOR PERMISSION TO USE CONTENT

Any request for written permission to use our Programs, Products, Services or Program Materials, in whole or in part, or any other intellectual property or property belonging to us (“Content”), should be made BEFORE you wish to use it by contacting us.

We very clearly state that you may not use our Programs, Products, Services or Program Materials, in whole or in part, in any way that is contrary to these Terms of Use unless we have given you specific written permission to do so. If you are granted permission by us, you agree to use the specific Content that we allow and ONLY in the ways for which we have given you our written permission. If you choose to use the content in ways that we do not specifically give you written permission, you agree now that you will be treated as if you had copied, duplicated and/or stolen such Content from us, and you consent to immediately stop using such Content and to take whatever actions as we may request and by the methods and in the time frame that we prescribe to protect our intellectual property and ownership rights in our Programs, Products, Services or Program Materials.

PERSONAL RESPONSIBILITY AND ASSUMPTION OF RISK

As a Licensee, you agree that you are using your own judgment in using our Programs, Products, Services and Program Materials and you agree that you are doing so at your own risk. Our Programs, Products, Services and Program Materials are for informational and educational purposes only. You agree and understand that you assume all risks and no results are guaranteed in any way related to our Programs, Products, Services and Program Materials. Our Programs, Products, Services and Program Materials are merely to provide you with education and tools to help you make your own decisions for yourself. You are solely responsible for your actions, d
ecisions and results based on the use, misuse or non-use of our Programs, Products, Services and Program Materials.

We take every precaution to protect our Programs, Products, Services and Program Materials. However, due to the nature of the Internet, we cannot completely ensure or warrant the security of the Programs, Products, Services and Program Materials or the contributions or information transmitted to us on or through our Website or our Programs, Products, Services and Program Materials. Submitting contributions or information on our through our Programs, Products, Services and Program Materials is done entirely at your own risk. We make no assurances about our ability to prevent any such loss or damage to you or to any other person, company or entity arising out of use of our Programs, Products, Services and Program Materials and you agree that you are assuming such risks.

DISCLAIMER

Our Programs, Products, Services, and Program Materials are for informational and educational purposes only. To the fullest extent permitted by law, we expressly exclude any liability for any direct, indirect or consequential loss or damage incurred by you or others in connection with our Programs, Products, Services, and Program Materials, including without limitation any liability for any accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease, condition or issue, physical, mental, emotional, or spiritual injury or harm, loss of income or revenue, loss of business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, wasted time and for any other loss or damage of any kind, however and whether caused by negligence, breach of contract, or otherwise, even if foreseeable. You specifically acknowledge and agree that we are not liable for any defamatory, offensive or illegal conduct of any other Program, Product, Service or Program Materials participant or user, including you.

Medical Disclaimer. Our Programs, Products, Services, and Program Materials are not to be perceived as or relied upon in any way as medical advice or mental health advice. The information provided through our Programs, Products, Services, and Program Materials is not intended to be a substitute for professional medical advice, diagnosis or treatment that can be provided by your own physician, nurse practitioner, physician assistant, therapist, counselor, mental health practitioner, licensed dietitian or nutritionist, member of the clergy, or any other licensed or registered health care professional. Do not disregard professional medical advice or delay seeking professional advice because of information you have read in our Programs, Products, Services, and Program Materials, or received from us. Do not stop taking any medications without speaking to your physician, nurse practitioner, physician assistant, mental health provider or other health care professional. If you have or suspect that you have a medical or mental health issue, contact your own health care provider promptly. We are not providing health care, medical or nutrition therapy services or attempting to diagnose, treat, prevent or cure in any manner whatsoever any physical ailment, or any mental or emotional issue, disease or condition. We are not giving medical, psychological, or religious advice whatsoever.

Legal and Financial Disclaimer. Our Programs, Products, Services, and Program Materials are not to be perceived or relied upon in any way as business, financial or legal advice. The information provided through our Programs, Products, Services, and Program Materials is not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, or financial advisor. We are not giving financial or legal advice in any way. You are hereby advised to consult with your own accountant, lawyer or financial advisor for any and all questions and concerns you have regarding your own income and taxes pertaining to your specific financial and/or legal situation. You agree that we are not responsible for your earnings, the success or failure of your business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through our Programs, Products, Services, and Program Materials. You are solely responsible for your results.

Earnings Disclaimer. You acknowledge that we have not and do not make any representations as to the health physical, mental, emotional, spiritual or health benefits, future income, expenses, sales volume or potential profitability or loss of any kind that may be derived as a result of your participation in this Program, Product, Services or Program Materials. We cannot and do not guarantee that you will attain a particular result, positive or negative, financial or otherwise, through the use of our Programs, Products, Services and Program Materials and you accept and understand that results differ for each individual. We also expressly disclaim responsibility in any way for the choices, actions, results, use, misuse or non-use of the information provided or obtained through any of our Programs, Products, Services or Program Materials. You agree that your results are strictly your own and we are not liable or responsible in any way for your results.

Warranties Disclaimer. WE MAKE NO WARRANTIES AS TO OUR PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS. YOU AGREE THAT PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS WILL BE FUNCTIONAL, UNINTERRUPTED, CORRECT, COMPLETE, APPROPRIATE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, CONTENT ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF OUR PROGRAM, PRODUCT OR SERVICES MATERIALS OR ON THIRD-PARTY WEBSITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

Technology Disclaimer. We try to ensure that the availability and delivery of our Programs, Products, Services and Program Materials is uninterrupted and error-free, including our content and communications through methods like our Website, member forum, private Facebook groups, e-mail communications, videos, audio recordings, webinars, recorded webinars, teleseminars, recorded teleseminars, emails, downloadable mp3 audio files, downloadable PDF printed transcripts, downloadable PDF handouts/slides, handouts, eBooks, or any other materials provided by us to you. However, we cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or updates, although, of course, we will try to limit the frequency and duration of suspension or restriction. To the fullest extent permitted by law, we will be not be liable to you for damages or refunds, or for any other recourse, should our Programs, Products, Services or Program Materials become unavailable or access to the them becomes slow or incomplete due to any reason, such as system back-up procedures, internet traffic volume, upgrades, overload of requests to the servers, general network failures or delays,
or any other cause which may from time to time make our Programs, Products, Services or Program Materials inaccessible to you.

Errors and Omissions. We make no warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information in our Programs, Products, Services, and Program Materials. Every effort has been made to present you with the most accurate, up-to-date information, but because the nature of scientific research is constantly evolving, we cannot be held responsible or accountable for the accuracy of our content. You acknowledge that such information may contain inaccuracies or errors and we are not liable for any such inaccuracies or errors to the fullest extent permitted by law.

Links to Other Websites. We may provide links and pointers to other websites maintained by third parties that may take you outside of our Programs, Products, Services or Program Materials. These links are provided for your convenience and the inclusion of any link in our Programs, Products, Services or Program Materials to any other website does not imply our endorsement, sponsorship, or approval of that website or its owner. We do not endorse and we are not responsible for the views, opinions, facts, advice, or statements provided by external resources referenced in our Website or its Content, or their accuracy or reliability. We assume no responsibility for errors or omissions caused by other websites that may be included our Programs, Products, Services or Program Materials. We have no control over the contents or functionality of those websites and so we accept no responsibility for any loss, damage, or otherwise that may arise from your use of them and therefore we do not guarantee the accuracy, completeness, or usefulness of any other website or their content. It is your responsibility to review the terms and conditions and privacy policies of those linked websites to confirm that you understand and agree with those policies.

By purchasing and/or using our Programs, Products, Services or Program Materials in any way or for any reason, you also implicitly agree to our full Disclaimer, which may be found on our Website.

INDEMNIFICATION, LIMITATION OF LIABILITY AND RELEASE OF CLAIMS

Indemnification. You agree at all times to defend, indemnify and hold harmless our Company, as well as any of our affiliates, agents, contractors, officers, directors, shareholders, employees, joint venture partners, successors, transferees, assignees, and licensees, as applicable, from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to our Programs, Products, Services or Program Materials, or your breach of any obligation, warranty, representation or covenant set forth in these Terms and Conditions or in any other agreement with us.

Limitation of Liability. We will not be held responsible or liable in any way for the information, products or materials that you request or receive through or on our Programs, Products, Services or Program Materials. We do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease, condition or issue, or otherwise, due to any act or default of anyone or any business, whether owners, staff, agents, joint venture partners, contractors, vendors, affiliates or otherwise, affiliated with us. We do not assume liability for any owners, staff, agents, joint venture partners, contractors, vendors, affiliates or otherwise who is engaged in rendering our Programs, Products, Services or Program Materials, or in any way or in any location. In the event that you use our Programs, Products, Services or Program Materials or any other information provided by us or affiliated with us, we assume no responsibility.

Release of Claims. In no event will we be liable to any party for any type of direct, indirect, special, incidental, equitable or consequential damages for any use of or reliance on our Programs, Products, Services or Program Materials, or on those affiliated with us in any way, and you hereby release us from any and all claims; including, without limitation, those related to lost profits, personal or business interruptions, personal injuries, accidents, misapplication of information, or any other loss, physical or mental disease, condition or issue, or otherwise, even if we are expressly advised of the possibility of such damages or difficulties.

These Terms of Use require the use of mediation on an individual basis to resolve disputes, rather than jury trials, and limit the remedies available to you in the event of a dispute. You fully understand and agree that by enrolling in, purchasing and/or using any of our Programs, Products, Services and Program Materials that you are waiving certain legal rights and you are voluntarily agreeing to do so.

YOUR CONDUCT

You are agreeing that you will not use our Programs, Products, Services or Program Materials in any way that causes or is likely to cause the Programs, Products, Services or Program Materials, or access to them either to be interrupted, damaged or impaired in any way. You understand that you are solely responsible for all electronic communications and content sent from your computer to this Website and its Content and to us.

You must use the Programs, Products, Services or Program Materials for lawful purposes only. You agree that you will not use our Programs, Products, Services or Program Materials in any of the following ways:

• For fraudulent purposes or in connection with a criminal offence or otherwise carry out any unlawful activity

• To send, use or re-use any material that is illegal, offensive, abusive, indecent, harmful, defamatory, obscene or menacing, abusive, threatening, objectionable, invasive of privacy, in breach of confidence, infringing of any intellectual property rights, or that may otherwise may injure others

• To send, negatively impact, or infect our Programs, Products, Services or Program Materials with software viruses or any other harmful or similar computer code designed to adversely affect the operation of any computer software or hardware, commercial solicitation, chain letters, mass mailings or any spam, whether intended or not

• To cause annoyance, inconvenience or needless anxiety

• To impersonate any third party or otherwise mislead as to the origin of your contributions

• To reproduce, duplicate, copy or resell any part of our Programs, Products, Services or Program Materials in a way that is not in compliance with these Terms of Use or any other agreement with us.

If you are not in good financial standing (with outstanding bills on tuition), you will lose alumni perks and access to the course.

COMMUNICATION GUIDELINES

If you have a question or concern about your Programs, Products, Services, or Program Materials, please contact us and we will do our best to reply to your question or concern promptly.

SECURITY

When you apply for, enroll in, purchase, or use our Programs, Products or Services, or Program Materials we may seek and collect personal data and information including but not limited to your name, e-mail address, phone number, billing information, credit card or payment information, demographic information, preferences, interests, or other personally-identifying information (“Confidential Information”).

By providing such Confidential Information to us, you grant us permission to use and store such Confidential Information. We, in turn, will use our best efforts to keep your Confidential Information safe, secure and confidential. We take precautions to protect such Confidential Information. When you submit Confidential Information via our Program, Product, Service or

Program Materials, we take measures to protect the security of your Confidential Information both online and offline.

However, due to the nature of the Internet, we cannot completely ensure or warrant the security of your Confidential Information or of any other data or information transmitted to us or through our services; therefore submitting Confidential Information, data or other information is done at your own risk.

We have security measures in place to prevent the loss, misuse, and alteration of the information that is obtained from you, but we make no assurances about our ability to prevent any such loss, misuse, to you or to any third party arising out of any such loss, misuse, or alteration.

PURCHASES AND ONLINE COMMERCE

If paying by PayPal, debit card, or credit card, you give us permission to automatically charge your credit or debit card as payment for your Program, Product or Service without any additional authorization, for which you will receive an electronic receipt. Should you be provided with a PayPal invoice instead, you are required to manually pay it by the date due on the invoice or your Program, Product or Service will be put on hold until payment is made.

In the event that payment is not received by the date due, you will have a three (3) day grace period to make the payment otherwise the Program, Product or Services will not continue and we reserve the right to cease your access immediately and permanently.

If you fail to make payment in a timely manner in accordance with these Terms of Use or voluntarily decide to withdraw from our Programs, Products or Services at any time or for any reason whatsoever, you still will remain fully responsible for the full cost of the Programs, Products and/or Services.

All information obtained during your purchase or transaction for our Programs, Products and Services and all of the information that you give as part of the transaction, such as your name, address, method of payment, credit card number, and billing information, may be collected by both us and our payment processing company.

You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so or for whom you have obtained the express consent to provide their name, address, method of payment, credit card number, and billing information.You agree to be financially responsible for all purchases made by you or someone acting on your behalf. You agree to use our Programs, Products, Services, and Program Materials for legitimate, non-commercial purposes only and not for speculative, false, fraudulent, or illegal purposes.

Since we have a clear and explicit Refund Policy in these Terms of Use that you have agreed to prior to completing the purchase of any of our Programs, Products, or Services, we do not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company. In the event that a chargeback is placed on a purchase or we receive a chargeback threat during or after your purchase, we reserve the right to report the incident to all three credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account which could have a negative impact on your credit report score. The information reported will include your name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make the payment for the amount of the chargeback.

If you make a purchase from one of our affiliates, or any other individual or company through a link provided on or through our Programs, Products or Services (“Merchant”), all information obtained during your purchase or transaction and all of the information that you give as part of the transaction, such as your credit card number and contact information, may be collected by the merchant and their payment processing company as well. Your participation, correspondence or business dealings with any affiliate, individual or company on or through our Programs, Products or Services, and all purchase terms, conditions, representations or warranties associated with payment, refunds, and/or delivery related to your purchase, are solely between you and the Merchant. You agree that we shall not be responsible or liable for any loss, damage, refunds, or other matters of any sort that incurred as the result of such dealings with a Merchant.Payment processing companies and Merchants may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies of the payment processing companies and Merchants. In addition, when you make certain purchases through our Programs, Products or Services, you may be subject to the additional terms and conditions of a payment processing company, Merchant or us that specifically apply to your purchase. For more information regarding a Merchant and its terms and conditions that may apply, visit that merchant’s Website and click on its information links or contact the Merchant directly.

You release us, our affiliates, our payment processing company, and Merchants from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase through or use of our Website or its Content.

DELINQUENT PAYMENTS

If there is a financial issue with your payment, please communicate with us and we can work something out with you. Our purpose is to help you invest in your career, not to put you in debt.

In the event where a payment is late, a late fee will be added to the bill. We will waive one late fee as a one-time courtesy. If the student chooses to default on the course tuition, course access will be limited and the unpaid bill will be forwarded to a collection agency after three requests for payments.

Any additional administrative fees, late fees and expenses incurred due to the default will also be added to the final bill.

REFUND POLICY

Because of the extensive time, effort, preparation and care that goes into creating and/or providing our Programs, Products, Services and Program Materials, and the digital nature of our products, we have a no refund policy unless otherwise noted.

Our courses are for serious students only, students who are serious about building strong home staging businesses. We put a lot of efforts in making these courses.

Please do not just purchase it to check it out. You will not be issued a refund even if you had just bought it for 10 seconds.

For the refund policy in regards to the Certification Program, please refer to the FAQ at the bottom of the page: www.staged4more.com/certificate

LIFETIME ACCESS

When a course is sold with lifetime access, this means that you will have access to the lifetime of this course, even if we added more content and updated it. You will not be asked to pay more for this course.

In the event we decide to retire a course, you will be given the opportunity to download the entire course. It is up to you to download said course. Staged4more is not responsible for lost content if you did not download the course in time.

PLEASE CONSIDER CAREFULLY BEFORE YOU PURCHASE OUR COURSE.

If you are not sure about if this is the right course for you, you can listen to our free podcast, available on iTunes, The Home Staging Show, or read our free blog posts. You can get a sense of Cindy’s teaching style. Please consider thoroughly before making your purchase.

Unless otherwise provided by law, you acknowledge that we do not offer refunds for any portion of your payment for any of our Programs, Products, and Services, and no refunds will be provided to you at any time. By using and/or purchasing any of our Programs, Products, Services or Program Materials, you understand and agree that all sales are final and no refunds will be provided.

LIVE WORKSHOP POLICY:

Students who withdraw at least seven days prior to the workshop will receive a full refund, minus $20 admin fee. No portion of tuition will be refunded or transferred if a withdrawal is made less than seven days before the workshop start date.

In the event that Staged4more cancels a workshop, students will receive information about a refund, credit, or transfer. If you are interested in taking a workshop, register early so we know you’re interested!

There are no make-up classes. No exceptions. While it is infrequent, instructors are subject to change.

TERMINATION

You have the right to terminate your use of or participation in our Programs, Products or Services at any time by contacting us.

All sums payable under the Agreement shall become due immediately upon termination of the Programs, Products, Services, or Program Materials. After the Programs, Products, Services, or Program Materials have begun, any unused sessions will not be refunded but may be rescheduled for up to 6 months after the initial payment. Any unused sessions expire 6 months after initial payment.

We reserve the right in our sole discretion to refuse or terminate your access to our Programs, Products, Services or Program Materials, in full or in part, at any time, without notice, by sending you an e-mail to the e-mail address you provided upon purchase of the Program, Product or Service.

In the event of cancellation or termination by either of us, as soon as reasonably practicable after such notice, you shall make yourself available for a final Session. On or before the date of termination of the Programs, Products, Services, or Program Materials, you will have 24 hours to pay any and all remaining payments or balances that are owed to us.

Upon termination by either of us, we reserve the right to immediately refuse or terminate your access to any aspect of our Programs, Products, Services and/or our Program Materials, including but not limited to our Website, private forum, e-mail communications, Facebook groups, live webinars or conference calls, or any other method of communications related to our Programs, Products, Services or Program Materials at any time without notice and in our sole discretion.

All of the terms of this Terms of Use, including but not limited to all copyright, trademark, and intellectual property rights, disclaimers, limitations of liability, release of claims, and our Refund Policy will still apply now and in the future, even after termination by you or us.

DISPUTE RESOLUTION

It is hoped that should we ever have any differences, we could be able to work them out amiably through e-mail correspondence. However, should we be unable to seek resolution within a reasonable time, you agree now that we will resolve our differences through mediation.

Mediation. All claims, disputes, and controversies arising out of or in relation to the performance, interpretation, application, or enforcement of this agreement, including but not limited to breach thereof, shall be referred to mediation before, and as a condition precedent to, the initiation of any adjudicative action or proceeding, including mediation.

Prior to seeking mediation, you must contact us and include all of your reasons for dissatisfaction with your Program.

You understand and agree now that the only remedy that can be awarded to you through mediation is full refund of your Payment made to date. No other actions or financial awards of consequential damages, or any other type of damages, may be granted to you.

We both agree now that the decision of the mediation is final and binding, and may be entered as a judgment into any court having the appropriate jurisdiction.

By purchasing our Programs, Products or Services you are agreeing to a modification of the statute of limitations such that any mediation must be begun within one (1) year of the date of the date of your e-mail to Staged4more referenced above or you waive the right to seek dispute resolution by mediation or to take any other legal action. You also agree that should mediation take place, it will be held in San Mateo County, California, where my business is located, and the prevailing party shall be entitled to all reasonable attorneys’ fees and all costs necessary to enforce the decision of the arbitrator.

In the event of a dispute between us, you agree to not engage in any conduct or communications, public or private, designed to disparage us, our Company, or any of our Programs, Products or Services. Where requested by law or mediation, of course, you are not prohibited from sharing your thoughts and opinions as a part of the legal process.

If any terms of these Terms of Use are construed to be invalid or unenforceable for any reason, it shall not affect the validity or enforceability of any other term which shall be given full force and effect.

CONFIDENTIALITY AND PRIVACY

Confidential Information. To use our Programs, Products, Services or Program Materials, we may seek personal data or information including your name, e-mail address, phone number, street address, billing information, birthday, preferences, interests, assignments, or other personally-identifying information (“Confidential Information”), or you may offer or provide a comment, photo, image, video or any other submission to us when using or participating in our Programs, Products, Services or Program Materials (“Other Information”). By providing such Confidential Information or Other Information to us, you grant us permission to use and store such information. We, in turn, will use our best efforts to keep your Confidential Information safe, secure and confidential in accordance with these Terms of Use and our full Privacy Policy which may be found on our Website. If you believe that any of your Confidential Information is incorrect or incomplete, please contact us as soon as possible. We will promptly correct any Confidential Information found to be incorrect.

What We Do With Confidential Information. We request and require various personal data and/or Confidential Information to understand your needs and provide you with better services. In addition, we may use such data and Confidential Information for the following reasons: (1) for internal record keeping, (2) to improve our Programs, Products, Services or Program Materials, (3) to periodically send promotions about new Programs, Products or Services or other special offers from which you may unsubscribe at any time, (4) for aggregate, non-identifiable data for research purposes, (5) to customize the respective Programs, Products or Services you purchase or use according to your interests and/or (6) for support or communication related to your Program, Product, Service or Program Materials.

Storage. All data and Confidential Information is stored through a data management system. This data and Confidential Information can only be accessed by those who help manage that information in order to deliver e-mail or otherwise contact those who would like to receive our correspondence. You agree and acknowledge that we, including but not limited to our team, staff and affiliates, and those who manage the data management system may have access to your Confidential Information.

Confidentiality and Disclosure. All Confidential Information will be held in confidentiality and will not be disclosed to third parties, except that we may disclose Confidential Information and personally identifiable information: (1) pursuant to this terms of these Terms of Use and Privacy Policy and our Disclaimer, (2) if we are required to do so by law, (3) in the good-faith belief that such action is necessary to conform to the law, (4) to comply with any legal process served on either us or our partners, sponsors, investors, or affiliates, (5) to protect and defend our rights or property or those of our users or purchasers, and/or (6) to act as immediately necessary in order to protect the personal safety of our users, purchasers, or the public. We will not sell, distribute or lease your Confidential Information to third parties unless we have your permission or are required by law to do so.

Viewing by Others. Note that whenever you make your Confidential Information or Other Information available for viewing by others such as through our Programs, Products, Services, or Program Materials, our Website or social media, the Confidential Information or Other Information that you share also can be seen, collected and used others, and therefore, we cannot be responsible for any unauthorized use by others of such Confidential Information or Other Information that you voluntarily share online or in any other manner.

How We Use Cookies. We may use the standard “cookies” feature of major web browsers. We do not set any Confidential Information in cookies, nor do we employ any data-capture mechanisms on our Website other than cookies. You may choose to disable cookies through your own web browser’s settings. However, disabling this function may diminish your experience on the Website and some features of our Programs, Products, Services or Program Materials may not work as intended. We have no access to or control over any information collected by other individuals, companies or entities whose website or materials may be linked to our Programs, Products, Services or Program Materials.

Passwords. To use certain features of our Programs, Products, Services, or Program Materials, you may be issued a group username and password or a unique individual username and password, which you will receive through your registration and/or purchase process. You may be able to change to username and/or password of your choosing. You are responsible for maintaining the confidentiality of the password and account, and are responsible for all activities (whether by you or by others) that occur under your password or account. You are not permitted to share your username and/or password with anyone. If we learn you have shared your username and/or password with another person, we reserve the right to immediately terminate your access to the Program, Product, Service, Program Materials, Website, private forum, Facebook group or any other related communication. It is your responsibility to protect your own password from disclosure to others. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information. You are responsible for activities that take place using your password(s) and within your account. If you share your password(s) with anyone, they may be able to obtain access to your personal information at your own risk. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. By using our Programs, Products and Services, you agree to enter true and accurate information as part of the registration, purchase process and otherwise. If you enter a false email address, we have the right to immediately inactivate your account. We will use our best efforts to keep your password(s) private and will not otherwise share your password(s) without your consent, except as necessary when the law requires it or in the good faith belief that such action is necessary, particularly when disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to others or interfering with our rights or property.

If you have any questions about any term of these Terms of Use, please contact us.

Last updated: October 29, 2023

Your privacy is VERY important to us. We hate spammers ourselves, and your information is for internal use only. We will not rent, sell, or give away your private information freely.

Staged4more does not store your information, with the exception of our newsletter, which is ran by a third-party service, Convertkit, who is Privacy Shield Certified.

We do not add people to our newsletter even if they ask us to do so. You will only receive emails if you had signed up for the newsletter yourself. You can opt-out of the newsletter at any time.

When you make a purchase, our website platform, Squarespace, records your information so that we can send you the product(s). We do not see nor remember your credit card information at any point of the transaction.

In general, internet can be a tricky space. Do not give out private information that you don’t want to give out. 

Please note that from time to time, for the benefit of our users, Staged4more conducts collaboration projects with other individuals and companies (“Partners”), including trainings, webinars, educational series, guest blog posts, and other educational and training programs (“Collaboration Program”). Accordingly, and notwithstanding anything to the contrary contained herein or in our Terms and Conditions, in the event you voluntarily register for or otherwise sign up to participate in a Collaboration Program,  you hereby provide consent to Stage4more to share the information you provide to Stage4more when registering for the Collaboration Program (including your name and email address) with any Partner that is working with Staged4more to host a respective Collaboration Program.

On information that we collect:

We collect information from you when you register on our site or fill out a form. When registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address or phone number. You may, however, visit our site anonymously. Google, or any other search engines, function as a third party vendor, uses cookies to serve ads on your site. You can always readjust your cookies setting and contact appropriate search engines to opt out.

Any of the information we collect from you may be used in one of the following ways:

1. To improve your user experience

2. To help Staged4more become a better company that can serve you better

3. To improve the functionality and usability of our website

4. To process online transactions. Please note that we use 3rd party vendor, e-junkie, to process our transactions. We do not see any of your credit card information.

5. Your information is for Staged4more’s internal use only, which is covered by this list. We will not release, sell, or give your information to anyone without your consent.

6. To update you on what’s going on in our company, promotions, email newsletters, blog post, etc.

You can always unsubscribe from our email list and blog RSS feeds if you feel that our information no longer serves your needs. There are instructions in both of our emails and RSS feeds on how to unsubscribe from our lists.

We protect your information in the following way:

By working with companies who have proven track records and security to handle any online transactions.

We have implemented a variety of security measures on our website to make sure both your and our personal information are protected. We work with companies that host our servers securely and ethically.

We do not keep your information on file after the project is completed and all bills have been settled.

Do we use cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computer hard drive through your Web browser (if you allow) that enables the sites or service provider systems to recognize your browser and capture and remember
certain information

We use cookies to compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Children’s Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Terms and Conditions

Please also visit our Terms of Use section establishing the use, disclaimers, and limitations of liability governing the use of our website.

Your Consent

By using our site, you consent to our privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page.

Contacting Us

If there are any questions regarding this privacy policy, please do contact us!

Last updated: December 10, 2021

The testimonials, reviews, endorsements, and insights presented on www.staged4more.com and our sister sites such as www.staged4more.school (the “Site’) are for illustrative purposes only and are applicable to the individuals depicted.

The testimonials, reviews, endorsements, and insights are a reflection of the unique experiences and opinions of the individuals depicted.

Results may vary and may not be representative of the experience of others using our products and/or services.

The testimonials, reviews, endorsements, and insights are not intended to represent, promise, or guarantee that others will achieve the same or similar results.

The experiences depicted on the Site may not be typical.

Unique experiences and past performances are not predictive of future results.

The testimonials, reviews, endorsements, and insights are voluntarily provided and no compensation of any sort was provided in exchange.

The testimonials, reviews, endorsements, and insights are published on the Site verbatim as provided by the individuals depicted, except for the correction of grammar or typos. Some extraneous information irrelevant to the testimonials, reviews, endorsements, and insights may have been removed or shortened for the purpose of brevity or clarity.